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Mediterranean Cruise · Aug 2026

Every swipe, every rate.

A day-by-day log of credit card transactions from the Enchanted Princess sailing, comparing effective exchange rates by card, by country, and by day.

Overview
EUR rate

Average rate by card

USD cost per 1 EUR, weighted by spend — lower is better (less markup off the market rate)

Amex vs. Visa/Mastercard

Amex Platinum was tried first at every merchant; a decline meant switching cards, almost always to Nordstrom Visa

Acceptance rate by country

Amex Platinum accepted vs. declined, by where the transaction happened — highest Amex acceptance first

Spend by country

Total USD posted, grouped by where the transaction happened

Spend by category

Total USD posted, grouped by merchant category

Average daily exchange rate

Effective EUR rate on each day of the trip, in chronological order

Exchange rate by transaction

Every confirmed transaction plotted by date, one dot per swipe

EUR
GBP

Plotted on separate scales — EUR and GBP sit at different real market rates, so one shared axis would flatten the EUR spread to a line.

Full transaction log

Every swipe on record, best rate first within each currency. All three cards on this trip carry no foreign transaction fee.

DateDayMerchantCategoryCountryCard Foreign amtUSD posted Rate